Side-by-side · Q2 2026 data
Stockmens Bank vs Legacy Bank & Trust Company
Metric by metric
| Measure | Stockmens Bank | Legacy Bank & Trust Company |
|---|---|---|
| TellerScore | 75 (stronger) | 64 |
| Capital cushion | 56 | 69 (stronger) |
| Loan quality | 94 (stronger) | 51 |
| Earnings | 79 (stronger) | 67 |
| Funding & liquidity | 60 | 61 (stronger) |
| Problem-loan coverage | 97 (stronger) | 80 |
| Peer percentile | 61st | 33rd |
| Total assets | $650.8M | $1.8B |
| Deposits / shares | $567.4M | $1.5B |
| Capital ratio | 10.63% | 11.91% (stronger) |
| Problem loans | 0.18% (stronger) | 1.47% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.48% (stronger) | 1.17% |
| Loans ÷ deposits | 96.6% | 94.5% (stronger) |
| Uninsured deposits | 18.6% (stronger) | 19.5% |
| Offices | 13 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Stockmens Bank has the higher TellerScore (75 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Stockmens Bank leads on 5 and Legacy Bank & Trust Company on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.