Side-by-side · Q2 2026 data
Stockmens Bank vs The Bank of Houston
Metric by metric
| Measure | Stockmens Bank | The Bank of Houston |
|---|---|---|
| TellerScore | 75 | 82 (stronger) |
| Capital cushion | 56 | 91 (stronger) |
| Loan quality | 94 | 95 (stronger) |
| Earnings | 79 (stronger) | 63 |
| Funding & liquidity | 60 (stronger) | 57 |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 61st | 70th |
| Total assets | $650.8M | $67.4M |
| Deposits / shares | $567.4M | $51.2M |
| Capital ratio | 10.63% | 14.14% (stronger) |
| Problem loans | 0.18% | 0.16% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.48% (stronger) | 1.07% |
| Loans ÷ deposits | 96.6% (stronger) | 103.6% |
| Uninsured deposits | 18.6% | 7.2% (stronger) |
| Offices | 13 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of Houston has the higher TellerScore (82 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Stockmens Bank leads on 3 and The Bank of Houston on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.