Side-by-side · Q2 2026 data
Stoneham Municipal Employees Federal Credit Union vs Allcom Credit Union
Credit union
Stoneham Municipal Employees Federal Credit Union
Stoneham, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Stoneham Municipal Employees Federal Credit Union | Allcom Credit Union |
|---|---|---|
| TellerScore | 78 | 85 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 48 | 98 (stronger) |
| Earnings | 56 (stronger) | 34 |
| Funding & liquidity | 100 (stronger) | 91 |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 59th | 77th |
| Total assets | $69.9M | $81.8M |
| Deposits / shares | $57.8M | $67.8M |
| Capital ratio | 15.27% | 16.60% (stronger) |
| Problem loans | 1.57% | 0.07% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.09% |
| Return on assets | 0.90% (stronger) | 0.36% |
| Loans ÷ deposits | 36.6% (stronger) | 69.3% |
| Uninsured deposits | 4.9% | 3.5% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Allcom Credit Union has the higher TellerScore (85 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Stoneham Municipal Employees Federal Credit Union leads on 3 and Allcom Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.