Side-by-side · Q2 2026 data
StonehamBank, A Co-operative Bank vs Coastal Heritage Bank
Metric by metric
| Measure | StonehamBank, A Co-operative Bank | Coastal Heritage Bank |
|---|---|---|
| TellerScore | 60 | 63 (stronger) |
| Capital cushion | 39 | 65 (stronger) |
| Loan quality | 89 (stronger) | 80 |
| Earnings | 40 (stronger) | 35 |
| Funding & liquidity | 55 (stronger) | 54 |
| Problem-loan coverage | 94 (stronger) | 84 |
| Peer percentile | 19th | 24th |
| Total assets | $918.3M | $983.6M |
| Deposits / shares | $773.2M | $790.9M |
| Capital ratio | 8.94% | 11.54% (stronger) |
| Problem loans | 0.32% (stronger) | 0.60% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 0.51% (stronger) | 0.37% |
| Loans ÷ deposits | 92.0% (stronger) | 94.6% |
| Uninsured deposits | 26.7% | 25.9% (stronger) |
| Offices | 2 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.2% | 6.1% |
Coastal Heritage Bank has the higher TellerScore (63 vs 60). On the 7 directional measures above (where higher or lower is clearly better), StonehamBank, A Co-operative Bank leads on 4 and Coastal Heritage Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.