The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (59 → 60).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Massachusetts

Yes. StonehamBank, A Co-operative Bank is an FDIC-insured institution (FDIC certificate #26559). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 26.7% of deposits ($206.5M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.94%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.71% (benchmark: 10%).

Check how much of your own balance is covered

StonehamBank, A Co-operative Bank lists 2 offices in 2 cities. Most locations:

• Billerica, MA (1)
• Stoneham, MA (1)

All branch addresses and map

In 2025, StonehamBank, A Co-operative Bank reported 103 home-loan applications under HMDA (LEI 549300M2W1M6WRAK9S59): 78 originated ($76,780,000 total), 19 denied, and 4 withdrawn or closed by the applicant. Its denial rate on decided applications was 19.2%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

StonehamBank, A Co-operative Bank

Former names

Stoneham Co-operative bank

Type

SI

FDIC certificate #

26559

RSSD ID

954279

Primary regulator

FDIC

Established

January 1, 1887

Headquarters

80 Montvale Ave, Stoneham, MA 02180

Website

stonehambank.com

Employees

77