Side-by-side · Q2 2026 data
Stoughton Co-operative Bank vs Commonwealth Co-operative Bank
Metric by metric
| Measure | Stoughton Co-operative Bank | Commonwealth Co-operative Bank |
|---|---|---|
| TellerScore | 70 | 73 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 100 (stronger) | 83 |
| Earnings | 48 (stronger) | 35 |
| Funding & liquidity | 69 (stronger) | 40 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 43rd | 53rd |
| Total assets | $135.2M | $205.0M |
| Deposits / shares | $117.1M | $140.6M |
| Capital ratio | 10.00% | 16.31% (stronger) |
| Problem loans | 0.00% (stronger) | 0.50% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.70% (stronger) | 0.37% |
| Loans ÷ deposits | 91.5% | 90.8% (stronger) |
| Uninsured deposits | 13.1% (stronger) | 40.9% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.1% | — |
Commonwealth Co-operative Bank has the higher TellerScore (73 vs 70). On the 6 directional measures above (where higher or lower is clearly better), Stoughton Co-operative Bank leads on 3 and Commonwealth Co-operative Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.