Side-by-side · Q2 2026 data
Strasburg State Bank vs BNC National Bank
Metric by metric
| Measure | Strasburg State Bank | BNC National Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 71 |
| Capital cushion | 37 | 72 (stronger) |
| Loan quality | 100 (stronger) | 72 |
| Earnings | 67 (stronger) | 65 |
| Funding & liquidity | 98 (stronger) | 62 |
| Problem-loan coverage | 100 (stronger) | 91 |
| Peer percentile | 57th | 63rd |
| Total assets | $104.2M | $1.0B |
| Deposits / shares | $93.4M | $915.8M |
| Capital ratio | 8.67% | 12.21% (stronger) |
| Problem loans | 0.00% (stronger) | 0.84% |
| Net charge-offs | 0.01% (stronger) | 0.61% |
| Return on assets | 1.19% (stronger) | 1.14% |
| Loans ÷ deposits | 47.7% (stronger) | 78.8% |
| Uninsured deposits | 16.7% (stronger) | 32.5% |
| Offices | 1 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.5% |
Strasburg State Bank has the higher TellerScore (74 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Strasburg State Bank leads on 6 and BNC National Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.