Side-by-side · Q2 2026 data
Strategic Federal Credit Union vs Virginia United Methodist Credit Union
Credit union
Virginia United Methodist Credit Union
North Chesterfi, Virginia · Under $100 million in assets
Metric by metric
| Measure | Strategic Federal Credit Union | Virginia United Methodist Credit Union |
|---|---|---|
| TellerScore | 60 (stronger) | 30 |
| Capital cushion | 53 (stronger) | 52 |
| Loan quality | 63 (stronger) | 0 |
| Earnings | 36 (stronger) | 24 |
| Funding & liquidity | 85 (stronger) | 63 |
| Problem-loan coverage | 86 (stronger) | 0 |
| Peer percentile | 22nd | 1st |
| Total assets | $23.1M | $15.0M |
| Deposits / shares | $20.6M | $13.5M |
| Capital ratio | 10.32% (stronger) | 10.18% |
| Problem loans | 1.11% (stronger) | 5.95% |
| Net charge-offs | -0.15% (stronger) | 1.02% |
| Return on assets | 0.40% (stronger) | 0.10% |
| Loans ÷ deposits | 74.8% (stronger) | 97.6% |
| Uninsured deposits | 10.8% | 5.7% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Strategic Federal Credit Union has the higher TellerScore (60 vs 30). On the 7 directional measures above (where higher or lower is clearly better), Strategic Federal Credit Union leads on 6 and Virginia United Methodist Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.