Side-by-side · Q2 2026 data
Streator Home Savings Bank vs Southern Illinois Bank
Metric by metric
| Measure | Streator Home Savings Bank | Southern Illinois Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 62 |
| Capital cushion | 100 | 100 |
| Loan quality | 60 (stronger) | 0 |
| Earnings | 0 | 65 (stronger) |
| Funding & liquidity | 100 (stronger) | 82 |
| Problem-loan coverage | 97 (stronger) | 64 |
| Peer percentile | 43rd | 22nd |
| Total assets | $137.0M | $136.5M |
| Deposits / shares | $106.5M | $114.1M |
| Capital ratio | 21.99% (stronger) | 17.72% |
| Problem loans | 1.19% (stronger) | 4.75% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | -18.93% | 1.13% (stronger) |
| Loans ÷ deposits | 37.3% (stronger) | 63.6% |
| Uninsured deposits | 8.7% (stronger) | 28.5% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Streator Home Savings Bank has the higher TellerScore (70 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Streator Home Savings Bank leads on 5 and Southern Illinois Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.