Side-by-side · Q2 2026 data
Stryv Bank vs Heritage Bank
Metric by metric
| Measure | Stryv Bank | Heritage Bank |
|---|---|---|
| TellerScore | 62 | 64 (stronger) |
| Capital cushion | 39 | 49 (stronger) |
| Loan quality | 100 (stronger) | 57 |
| Earnings | 64 | 90 (stronger) |
| Funding & liquidity | 15 | 54 (stronger) |
| Problem-loan coverage | 100 (stronger) | 85 |
| Peer percentile | 22nd | 26th |
| Total assets | $333.3M | $324.9M |
| Deposits / shares | $297.0M | $278.6M |
| Capital ratio | 8.91% | 9.94% (stronger) |
| Problem loans | 0.00% (stronger) | 1.28% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.09% | 1.74% (stronger) |
| Loans ÷ deposits | 96.2% | 84.2% (stronger) |
| Uninsured deposits | 59.5% | 34.7% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.1% | — |
Heritage Bank has the higher TellerScore (64 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Stryv Bank leads on 1 and Heritage Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.