Stryv Bank is a state-chartered bank (fed member) headquartered in Wichita, Kansas, in business for about 51 years. At the end of Q2 2026 it reported $333.3M in total assets and $297.0M in deposits, with 3 offices.
Based on its Q2 2026 filing, Stryv Bank scores 62/100, which we describe as moderate. That is higher than only 22% of 2,650 banks with $100 million – $1 billion. Among 185 banks headquartered in Kansas, it ranks 162nd. Its strongest component is loan quality (100/100; 0.00%), and its lowest is funding & liquidity (15/100; 96% loans-to-deposits, 59% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (64 → 62), mostly because the funding & liquidity component weakened by 10 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 66 |
| Q3 2024 | 67 |
| Q4 2024 | 67 |
| Q1 2025 | 66 |
| Q2 2025 | 64 |
| Q3 2025 | 63 |
| Q4 2025 | 61 |
| Q1 2026 | 64 |
| Q2 2026 | 62 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.80% |
| Q3 2024 | 9.70% |
| Q4 2024 | 9.88% |
| Q1 2025 | 9.90% |
| Q2 2025 | 9.37% |
| Q3 2025 | 9.08% |
| Q4 2025 | 8.79% |
| Q1 2026 | 9.67% |
| Q2 2026 | 8.91% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.86% |
| Q3 2024 | 0.97% |
| Q4 2024 | 1.04% |
| Q1 2025 | 0.89% |
| Q2 2025 | 1.02% |
| Q3 2025 | 1.00% |
| Q4 2025 | 1.01% |
| Q1 2026 | 1.08% |
| Q2 2026 | 1.09% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 62 | $333.3M | 8.91% | 0.00% | 1.09% | 96.2% |
| Q1 2026 | 64 | $309.4M | 9.67% | 0.00% | 1.08% | 98.2% |
| Q4 2025 | 61 | $290.7M | 8.79% | 0.00% | 1.01% | 94.3% |
| Q3 2025 | 63 | $277.7M | 9.08% | 0.00% | 1.00% | 94.9% |
| Q2 2025 | 64 | $258.1M | 9.37% | 0.00% | 1.02% | 97.6% |
| Q1 2025 | 66 | $249.0M | 9.90% | 0.00% | 0.89% | 94.4% |
| Q4 2024 | 67 | $238.0M | 9.88% | 0.00% | 1.04% | 95.0% |
| Q3 2024 | 67 | $239.5M | 9.70% | 0.00% | 0.97% | 92.1% |
| Q2 2024 | 66 | $235.8M | 9.80% | 0.00% | 0.86% | 90.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Citizens State BankBank Gridley, KS | 81 out of 100, Strong | $336.2M | 12.1% | 0.58% | vs |
| Kaw Valley BankBank Topeka, KS | 80 out of 100, Strong | $339.5M | 11.9% | 0.00% | vs |
| Heritage BankBank Topeka, KS | 64 out of 100, Moderate | $324.9M | 9.9% | 1.28% | vs |
| KCB BankBank Lakin, KS | 73 out of 100, Strong | $322.3M | 12.6% | 1.15% | vs |
| First National Bank and TrustBank Phillipsburg, KS | 72 out of 100, Strong | $322.2M | 14.7% | 1.87% | vs |
| Goppert State Service BankBank Garnett, KS | 57 out of 100, Moderate | $345.3M | 9.3% | 1.74% | vs |
Deposit insurance
Is my money safe at Stryv Bank?
Yes. Stryv Bank is an FDIC-insured institution (FDIC certificate #21955). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 59.5% of deposits ($176.6M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.91%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 10.95% (benchmark: 10%).
3 locations
Branches
Stryv Bank lists 3 offices in 1 city. Most locations:
- Wichita, KS (3)
HMDA 2025
Mortgage lending
In 2025, Stryv Bank reported 53 home-loan applications under HMDA (LEI 549300GUHDQS0TYXZT21): 47 originated ($10,835,000 total), 1 denied, and 5 withdrawn or closed by the applicant. Its denial rate on decided applications was 2.1%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Stryv Bank
- Former names
- Chisholm Trail State Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 21955
- RSSD ID
- 372855
- Primary regulator
- FED
- Holding company
- Chisholm Trail Financial Corp
- Established
- March 14, 1975
- Headquarters
- 6160 N Broadway Ave, Wichita, KS 67219
- Website
- www.stryvbank.com
- Employees
- 35
Quick answers
Stryv Bank: common questions
Is Stryv Bank FDIC insured?
Yes. Stryv Bank is an FDIC-insured institution (FDIC certificate #21955). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Stryv Bank's TellerScore?
62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Stryv Bank ever failed?
There is no failure record for FDIC certificate #21955 in the FDIC failed bank list.
How many branches does Stryv Bank have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Wichita
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Citizens State BankBank Moundridge, KS | 95 out of 100, Very strong | $450.6M | 14.4% | 0.01% | vs |
| Garden Plain State BankBank Wichita, KS | 88 out of 100, Very strong | $191.5M | 15.2% | 0.94% | vs |
| The City National Bank and Trust Company of Lawton, OklahomaBank Lawton, OK | 83 out of 100, Strong | $446.2M | 13.9% | 0.45% | vs |
| Central National BankBank Junction City, KS | 78 out of 100, Strong | $1.4B | 11.0% | 0.01% | vs |
| Vintage Bank KansasBank Leon, KS | 78 out of 100, Strong | $288.6M | 11.6% | 0.53% | vs |
| The Valley State BankBank Belle Plaine, KS | 78 out of 100, Strong | $200.5M | 12.2% | 0.09% | vs |