Side-by-side · Q2 2026 data
Sturdy Savings Bank vs First Commerce Bank
Metric by metric
| Measure | Sturdy Savings Bank | First Commerce Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 60 |
| Capital cushion | 47 | 52 (stronger) |
| Loan quality | 95 (stronger) | 76 |
| Earnings | 50 | 59 (stronger) |
| Funding & liquidity | 71 (stronger) | 32 |
| Problem-loan coverage | 98 (stronger) | 83 |
| Peer percentile | 49th | 21st |
| Total assets | $1.1B | $2.0B |
| Deposits / shares | $1.0B | $1.4B |
| Capital ratio | 9.68% | 10.15% (stronger) |
| Problem loans | 0.15% (stronger) | 0.72% |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 0.75% | 0.96% (stronger) |
| Loans ÷ deposits | 63.0% (stronger) | 107.3% |
| Uninsured deposits | 39.0% | 33.7% (stronger) |
| Offices | 13 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.7% | — |
Sturdy Savings Bank has the higher TellerScore (68 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Sturdy Savings Bank leads on 3 and First Commerce Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.