Side-by-side · Q2 2026 data
Sturdy Savings Bank vs Franklin Bank
Metric by metric
| Measure | Sturdy Savings Bank | Franklin Bank |
|---|---|---|
| TellerScore | 68 | 72 (stronger) |
| Capital cushion | 47 | 53 (stronger) |
| Loan quality | 95 | 95 |
| Earnings | 50 (stronger) | 47 |
| Funding & liquidity | 71 | 90 (stronger) |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 49th | 50th |
| Total assets | $1.1B | $334.1M |
| Deposits / shares | $1.0B | $301.3M |
| Capital ratio | 9.68% | 10.28% (stronger) |
| Problem loans | 0.15% (stronger) | 0.15% |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 0.75% (stronger) | 0.68% |
| Loans ÷ deposits | 63.0% (stronger) | 70.7% |
| Uninsured deposits | 39.0% | 13.7% (stronger) |
| Offices | 13 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.7% | — |
Franklin Bank has the higher TellerScore (72 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Sturdy Savings Bank leads on 4 and Franklin Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.