Side-by-side · Q2 2026 data
Subiaco Federal Credit Union vs Patterson Federal Credit Union
Credit union
Patterson Federal Credit Union
Arkadelphia, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Subiaco Federal Credit Union | Patterson Federal Credit Union |
|---|---|---|
| TellerScore | 84 | 96 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 79 | 97 (stronger) |
| Earnings | 46 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 78 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 75th | 97th |
| Total assets | $27.1M | $38.0M |
| Deposits / shares | $22.6M | $31.1M |
| Capital ratio | 16.12% | 17.54% (stronger) |
| Problem loans | 0.62% | 0.08% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.09% |
| Return on assets | 0.64% | 2.26% (stronger) |
| Loans ÷ deposits | 26.6% (stronger) | 82.7% |
| Uninsured deposits | 0.2% (stronger) | 0.5% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Patterson Federal Credit Union has the higher TellerScore (96 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Subiaco Federal Credit Union leads on 3 and Patterson Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.