Side-by-side · Q2 2026 data
Sugar River Bank vs Lighthouse Federal Credit Union
Metric by metric
| Measure | Sugar River Bank | Lighthouse Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 65 |
| Capital cushion | 91 (stronger) | 52 |
| Loan quality | 89 (stronger) | 87 |
| Earnings | 46 | 51 (stronger) |
| Funding & liquidity | 77 (stronger) | 57 |
| Problem-loan coverage | 96 (stronger) | 93 |
| Peer percentile | 77th | 41st |
| Total assets | $424.3M | $2.2B |
| Deposits / shares | $364.3M | $1.9B |
| Capital ratio | 14.13% (stronger) | 10.15% |
| Problem loans | 0.33% (stronger) | 0.38% |
| Net charge-offs | 0.03% (stronger) | 0.54% |
| Return on assets | 0.64% | 0.78% (stronger) |
| Loans ÷ deposits | 80.1% (stronger) | 103.6% |
| Uninsured deposits | 18.2% | 0.5% (stronger) |
| Offices | 6 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 36.3% |
Sugar River Bank has the higher TellerScore (80 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Sugar River Bank leads on 5 and Lighthouse Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.