Side-by-side · Q2 2026 data
Sugar Valley Federal Credit Union vs Meridian Trust Federal Credit Union
Credit union
Sugar Valley Federal Credit Union
Scottsbluff, Nebraska · Under $100 million in assets
Metric by metric
| Measure | Sugar Valley Federal Credit Union | Meridian Trust Federal Credit Union |
|---|---|---|
| TellerScore | 50 | 74 (stronger) |
| Capital cushion | 100 (stronger) | 79 |
| Loan quality | 0 | 73 (stronger) |
| Earnings | 0 | 58 (stronger) |
| Funding & liquidity | 83 (stronger) | 76 |
| Problem-loan coverage | 73 | 90 (stronger) |
| Peer percentile | 9th | 63rd |
| Total assets | $6.2M | $730.5M |
| Deposits / shares | $4.8M | $627.7M |
| Capital ratio | 23.44% (stronger) | 12.92% |
| Problem loans | 5.67% | 0.82% (stronger) |
| Net charge-offs | 0.14% (stronger) | 0.29% |
| Return on assets | -1.40% | 0.95% (stronger) |
| Loans ÷ deposits | 77.2% (stronger) | 84.6% |
| Uninsured deposits | 0.0% (stronger) | 5.5% |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.8% |
Meridian Trust Federal Credit Union has the higher TellerScore (74 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Sugar Valley Federal Credit Union leads on 4 and Meridian Trust Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.