Side-by-side · Q2 2026 data
Sullivan Bank vs Legacy Bank & Trust Company
Metric by metric
| Measure | Sullivan Bank | Legacy Bank & Trust Company |
|---|---|---|
| TellerScore | 52 | 64 (stronger) |
| Capital cushion | 38 | 69 (stronger) |
| Loan quality | 52 (stronger) | 51 |
| Earnings | 65 | 67 (stronger) |
| Funding & liquidity | 52 | 61 (stronger) |
| Problem-loan coverage | 71 | 80 (stronger) |
| Peer percentile | 9th | 33rd |
| Total assets | $1.4B | $1.8B |
| Deposits / shares | $1.2B | $1.5B |
| Capital ratio | 8.75% | 11.91% (stronger) |
| Problem loans | 1.45% (stronger) | 1.47% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.13% | 1.17% (stronger) |
| Loans ÷ deposits | 95.7% | 94.5% (stronger) |
| Uninsured deposits | 26.2% | 19.5% (stronger) |
| Offices | 11 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Legacy Bank & Trust Company has the higher TellerScore (64 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Sullivan Bank leads on 1 and Legacy Bank & Trust Company on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.