Side-by-side · Q2 2026 data
Suma Federal Credit Union vs High Point Federal Credit Union
Metric by metric
| Measure | Suma Federal Credit Union | High Point Federal Credit Union |
|---|---|---|
| TellerScore | 56 | 87 (stronger) |
| Capital cushion | 73 | 93 (stronger) |
| Loan quality | 27 | 78 (stronger) |
| Earnings | 44 | 76 (stronger) |
| Funding & liquidity | 71 | 98 (stronger) |
| Problem-loan coverage | 75 | 95 (stronger) |
| Peer percentile | 13th | 91st |
| Total assets | $468.3M | $430.1M |
| Deposits / shares | $410.4M | $371.9M |
| Capital ratio | 12.25% | 14.30% (stronger) |
| Problem loans | 2.19% | 0.67% (stronger) |
| Net charge-offs | 0.35% | 0.16% (stronger) |
| Return on assets | 0.60% | 1.39% (stronger) |
| Loans ÷ deposits | 80.8% | 62.7% (stronger) |
| Uninsured deposits | 22.1% | 7.2% (stronger) |
| Offices | 8 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
High Point Federal Credit Union has the higher TellerScore (87 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Suma Federal Credit Union leads on 0 and High Point Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.