Side-by-side · Q2 2026 data
Suma Federal Credit Union vs Pittsford Federal Credit Union
Metric by metric
| Measure | Suma Federal Credit Union | Pittsford Federal Credit Union |
|---|---|---|
| TellerScore | 56 | 74 (stronger) |
| Capital cushion | 73 (stronger) | 69 |
| Loan quality | 27 | 82 (stronger) |
| Earnings | 44 | 51 (stronger) |
| Funding & liquidity | 71 | 86 (stronger) |
| Problem-loan coverage | 75 | 94 (stronger) |
| Peer percentile | 13th | 63rd |
| Total assets | $468.3M | $542.3M |
| Deposits / shares | $410.4M | $476.0M |
| Capital ratio | 12.25% (stronger) | 11.91% |
| Problem loans | 2.19% | 0.55% (stronger) |
| Net charge-offs | 0.35% | 0.01% (stronger) |
| Return on assets | 0.60% | 0.77% (stronger) |
| Loans ÷ deposits | 80.8% | 74.7% (stronger) |
| Uninsured deposits | 22.1% | 10.1% (stronger) |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.5% |
Pittsford Federal Credit Union has the higher TellerScore (74 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Suma Federal Credit Union leads on 1 and Pittsford Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.