Side-by-side · Q2 2026 data
Summit Bank vs Mid Oregon Credit Union
Metric by metric
| Measure | Summit Bank | Mid Oregon Credit Union |
|---|---|---|
| TellerScore | 70 | 80 (stronger) |
| Capital cushion | 63 | 63 |
| Loan quality | 83 | 95 (stronger) |
| Earnings | 74 | 88 (stronger) |
| Funding & liquidity | 42 | 64 (stronger) |
| Problem-loan coverage | 93 | 97 (stronger) |
| Peer percentile | 58th | 78th |
| Total assets | $1.3B | $917.4M |
| Deposits / shares | $1.2B | $810.5M |
| Capital ratio | 11.34% (stronger) | 11.33% |
| Problem loans | 0.52% | 0.14% (stronger) |
| Net charge-offs | 0.42% (stronger) | 0.43% |
| Return on assets | 1.36% | 1.70% (stronger) |
| Loans ÷ deposits | 98.5% | 96.3% (stronger) |
| Uninsured deposits | 32.7% | 8.9% (stronger) |
| Offices | 5 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mid Oregon Credit Union has the higher TellerScore (80 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Summit Bank leads on 2 and Mid Oregon Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.