Side-by-side · Q2 2026 data
Summit Bank vs Selco Community Credit Union
Metric by metric
| Measure | Summit Bank | Selco Community Credit Union |
|---|---|---|
| TellerScore | 70 | 77 (stronger) |
| Capital cushion | 63 | 69 (stronger) |
| Loan quality | 83 | 88 (stronger) |
| Earnings | 74 (stronger) | 58 |
| Funding & liquidity | 42 | 87 (stronger) |
| Problem-loan coverage | 93 | 96 (stronger) |
| Peer percentile | 58th | 82nd |
| Total assets | $1.3B | $3.0B |
| Deposits / shares | $1.2B | $2.6B |
| Capital ratio | 11.34% | 11.93% (stronger) |
| Problem loans | 0.52% | 0.37% (stronger) |
| Net charge-offs | 0.42% | 0.42% (stronger) |
| Return on assets | 1.36% (stronger) | 0.95% |
| Loans ÷ deposits | 98.5% | 73.5% (stronger) |
| Uninsured deposits | 32.7% | 4.8% (stronger) |
| Offices | 5 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Selco Community Credit Union has the higher TellerScore (77 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Summit Bank leads on 1 and Selco Community Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.