TellerScore

Headquartered in Springfield, Oregon, Selco Community Credit Union is a federally insured state-chartered credit union with $3.0B in total assets and $2.6B in member shares and deposits as of Q2 2026. It operates 11 offices. Its charter dates back to 1936.

Selco Community Credit Union has a TellerScore of 77 out of 100 (strong) based on Q2 2026 data — higher than 82% of its 454 credit unions with $1 billion – $10 billion. Among 47 credit unions headquartered in Oregon, it ranks 17th. Problem-loan coverage contributes the most (96/100, 2.2%); earnings contributes the least (58/100, 0.95%).

TellerScore · Q2 2026

Scorecard

Capital cushion69/100
Net worth ratio: 11.93%
Loan quality88/100
Loans 60+ days delinquent ÷ total loans: 0.37%
Earnings58/100
Return on assets (annualized): 0.95%
Funding & liquidity87/100
Loans ÷ shares: 73.5% · 4.8% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.22%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (72 → 77), mostly because the loan quality component improved by 9 points.

TellerScore
707477Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202471
Q3 202473
Q4 202473
Q1 202570
Q2 202572
Q3 202575
Q4 202574
Q1 202673
Q2 202677
Net worth ratio
7.00%9.46%11.93%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.16%
Q3 202411.31%
Q4 202411.59%
Q1 202511.51%
Q2 202511.74%
Q3 202511.88%
Q4 202511.88%
Q1 202611.70%
Q2 202611.93%
Delinquent loans (60+ days)
0.37%0.51%0.66%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.47%
Q3 20240.43%
Q4 20240.50%
Q1 20250.66%
Q2 20250.63%
Q3 20250.60%
Q4 20250.49%
Q1 20260.46%
Q2 20260.37%
Return on assets
0.59%0.79%0.99%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.67%
Q3 20240.84%
Q4 20240.82%
Q1 20250.64%
Q2 20250.86%
Q3 20250.99%
Q4 20250.83%
Q1 20260.59%
Q2 20260.95%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202677$3.0B11.93%0.37%0.95%73.5%
Q1 202673$3.0B11.70%0.46%0.59%73.4%
Q4 202574$2.9B11.88%0.49%0.83%75.8%
Q3 202575$2.9B11.88%0.60%0.99%76.3%
Q2 202572$2.8B11.74%0.63%0.86%76.1%
Q1 202570$2.8B11.51%0.66%0.64%76.3%
Q4 202473$2.8B11.59%0.50%0.82%78.0%
Q3 202473$2.8B11.31%0.43%0.84%78.1%
Q2 202471$2.8B11.16%0.47%0.67%77.8%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.93%
67th
Problem loans0.37%
84th
Net charge-offs0.42%
63rd
Return on assets0.95%
64th
Loans to deposits73.5%
82nd
Uninsured deposits4.8%
89th
Loan-loss reserves0.00%
50th
Texas ratio2.2%
85th

Similar-size credit unions in Oregon

InstitutionScoreAssetsCapitalProblem loansCompare
Oregon State Credit UnionCredit union Corvallis, OR76 out of 100, Strong$2.8B11.8%0.58%vs
Rivermark Community Credit UnionCredit union Oregon City, OR58 out of 100, Moderate$3.3B10.8%1.72%vs
Oregon Community Credit UnionCredit union Eugene, OR55 out of 100, Moderate$3.7B10.8%1.49%vs
First Community Credit UnionCredit union Coquille, OR86 out of 100, Very strong$1.9B13.3%0.04%vs
Marion and Polk Schools Credit UnionCredit union Salem, OR59 out of 100, Moderate$1.9B9.6%1.32%vs
Unitus Community Credit UnionCredit union Tigard, OR63 out of 100, Moderate$1.8B9.9%0.43%vs

Deposit insurance

Is my money safe at Selco Community Credit Union?

Yes. Selco Community Credit Union is a federally insured credit union (NCUA charter #63196). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.8% of shares and deposits ($127.8M) are above the $250,000 NCUA insurance limit, below the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 11.93%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

11 locations

Branches

Selco Community Credit Union lists 11 offices in 6 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Selco Community Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
63196
RSSD ID
423092
Primary regulator
State + NCUA
Established
1936
Headquarters
P.O. Box 7487, Springfield, OR 97475
Employees
486

Quick answers

Selco Community Credit Union: common questions

Is Selco Community Credit Union NCUA insured?

Yes. Selco Community Credit Union is a federally insured credit union (NCUA charter #63196). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Selco Community Credit Union's TellerScore?

77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Selco Community Credit Union have?

11 offices as of the latest NCUA data.