Side-by-side · Q2 2026 data
Summit Choice Federal Credit Union vs Generations Federal Credit Union
Credit union
Generations Federal Credit Union
LA Porte, Indiana · Under $100 million in assets
Metric by metric
| Measure | Summit Choice Federal Credit Union | Generations Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 88 (stronger) |
| Capital cushion | 76 | 94 (stronger) |
| Loan quality | 78 | 80 (stronger) |
| Earnings | 43 | 79 (stronger) |
| Funding & liquidity | 76 | 95 (stronger) |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 57th | 85th |
| Total assets | $206.6M | $12.2M |
| Deposits / shares | $179.5M | $10.4M |
| Capital ratio | 12.58% | 14.37% (stronger) |
| Problem loans | 0.66% | 0.59% (stronger) |
| Net charge-offs | 0.64% | -0.02% (stronger) |
| Return on assets | 0.57% | 1.47% (stronger) |
| Loans ÷ deposits | 84.1% | 65.2% (stronger) |
| Uninsured deposits | 4.8% | 0.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Generations Federal Credit Union has the higher TellerScore (88 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Summit Choice Federal Credit Union leads on 0 and Generations Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.