Side-by-side · Q2 2026 data
Summit Choice Federal Credit Union vs Industrial Federal Credit Union
Metric by metric
| Measure | Summit Choice Federal Credit Union | Industrial Federal Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 71 |
| Capital cushion | 76 (stronger) | 42 |
| Loan quality | 78 | 86 (stronger) |
| Earnings | 43 | 76 (stronger) |
| Funding & liquidity | 76 | 82 (stronger) |
| Problem-loan coverage | 92 | 93 (stronger) |
| Peer percentile | 57th | 54th |
| Total assets | $206.6M | $356.1M |
| Deposits / shares | $179.5M | $320.0M |
| Capital ratio | 12.58% (stronger) | 9.22% |
| Problem loans | 0.66% | 0.41% (stronger) |
| Net charge-offs | 0.64% | 0.42% (stronger) |
| Return on assets | 0.57% | 1.40% (stronger) |
| Loans ÷ deposits | 84.1% | 78.0% (stronger) |
| Uninsured deposits | 4.8% | 2.9% (stronger) |
| Offices | 2 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.3% |
Summit Choice Federal Credit Union has the higher TellerScore (72 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Summit Choice Federal Credit Union leads on 2 and Industrial Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.