Side-by-side · Q2 2026 data
Summit Credit Union vs Latino Community Credit Union
Metric by metric
| Measure | Summit Credit Union | Latino Community Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 64 |
| Capital cushion | 100 | 100 |
| Loan quality | 76 (stronger) | 40 |
| Earnings | 56 (stronger) | 51 |
| Funding & liquidity | 82 (stronger) | 37 |
| Problem-loan coverage | 94 (stronger) | 87 |
| Peer percentile | 82nd | 36th |
| Total assets | $368.8M | $1.0B |
| Deposits / shares | $298.4M | $735.0M |
| Capital ratio | 15.44% | 24.23% (stronger) |
| Problem loans | 0.71% (stronger) | 1.81% |
| Net charge-offs | 1.22% | 0.57% (stronger) |
| Return on assets | 0.91% (stronger) | 0.78% |
| Loans ÷ deposits | 78.3% (stronger) | 118.5% |
| Uninsured deposits | 11.0% (stronger) | 26.8% |
| Offices | 7 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.5% |
Summit Credit Union has the higher TellerScore (82 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Summit Credit Union leads on 5 and Latino Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.