Side-by-side · Q2 2026 data
Summit Credit Union vs Mountain Credit Union
Metric by metric
| Measure | Summit Credit Union | Mountain Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 62 |
| Loan quality | 76 | 78 (stronger) |
| Earnings | 56 (stronger) | 43 |
| Funding & liquidity | 82 | 95 (stronger) |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 82nd | 51st |
| Total assets | $368.8M | $372.4M |
| Deposits / shares | $298.4M | $327.2M |
| Capital ratio | 15.44% (stronger) | 11.22% |
| Problem loans | 0.71% | 0.67% (stronger) |
| Net charge-offs | 1.22% | 0.52% (stronger) |
| Return on assets | 0.91% (stronger) | 0.59% |
| Loans ÷ deposits | 78.3% | 65.4% (stronger) |
| Uninsured deposits | 11.0% | 6.6% (stronger) |
| Offices | 7 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 19.0% |
Summit Credit Union has the higher TellerScore (82 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Summit Credit Union leads on 3 and Mountain Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.