Side-by-side · Q2 2026 data
Summit Federal Credit Union vs Golden Circle Credit Union
Metric by metric
| Measure | Summit Federal Credit Union | Golden Circle Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 66 |
| Capital cushion | 100 | 100 |
| Loan quality | 81 (stronger) | 25 |
| Earnings | 58 (stronger) | 32 |
| Funding & liquidity | 96 | 100 (stronger) |
| Problem-loan coverage | 96 (stronger) | 88 |
| Peer percentile | 80th | 37th |
| Total assets | $59.2M | $107.3M |
| Deposits / shares | $49.7M | $91.4M |
| Capital ratio | 15.55% | 15.61% (stronger) |
| Problem loans | 0.56% (stronger) | 2.24% |
| Net charge-offs | 0.12% (stronger) | 0.55% |
| Return on assets | 0.95% (stronger) | 0.30% |
| Loans ÷ deposits | 64.1% | 48.9% (stronger) |
| Uninsured deposits | 3.1% | 2.0% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Summit Federal Credit Union has the higher TellerScore (86 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Summit Federal Credit Union leads on 4 and Golden Circle Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.