Summit Federal Credit Union is a federal credit union headquartered in Akron, Ohio, in business for about 75 years. At the end of Q2 2026 it reported $59.2M in total assets and $49.7M in member shares and deposits, with 1 office.
Based on its Q2 2026 filing, Summit Federal Credit Union scores 86/100, which we describe as very strong. That is higher than 80% of 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 28th. Its strongest component is capital cushion (100/100; 15.55%), and its lowest is earnings (58/100; 0.95%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 3 points (89 → 86), mostly because the earnings component weakened by 11 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 89 |
| Q3 2024 | 91 |
| Q4 2024 | 90 |
| Q1 2025 | 87 |
| Q2 2025 | 89 |
| Q3 2025 | 90 |
| Q4 2025 | 87 |
| Q1 2026 | 87 |
| Q2 2026 | 86 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 14.07% |
| Q3 2024 | 14.94% |
| Q4 2024 | 15.07% |
| Q1 2025 | 14.52% |
| Q2 2025 | 14.82% |
| Q3 2025 | 15.04% |
| Q4 2025 | 14.91% |
| Q1 2026 | 15.16% |
| Q2 2026 | 15.55% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.39% |
| Q3 2024 | 0.50% |
| Q4 2024 | 0.47% |
| Q1 2025 | 0.43% |
| Q2 2025 | 0.40% |
| Q3 2025 | 0.34% |
| Q4 2025 | 0.44% |
| Q1 2026 | 0.41% |
| Q2 2026 | 0.56% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.61% |
| Q3 2024 | 1.66% |
| Q4 2024 | 1.47% |
| Q1 2025 | 1.09% |
| Q2 2025 | 1.22% |
| Q3 2025 | 1.17% |
| Q4 2025 | 1.01% |
| Q1 2026 | 0.84% |
| Q2 2026 | 0.95% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 86 | $59.2M | 15.55% | 0.56% | 0.95% | 64.1% |
| Q1 2026 | 87 | $59.7M | 15.16% | 0.41% | 0.84% | 62.0% |
| Q4 2025 | 87 | $59.9M | 14.91% | 0.44% | 1.01% | 61.9% |
| Q3 2025 | 90 | $58.8M | 15.04% | 0.34% | 1.17% | 64.7% |
| Q2 2025 | 89 | $58.6M | 14.82% | 0.40% | 1.22% | 64.7% |
| Q1 2025 | 87 | $58.4M | 14.52% | 0.43% | 1.09% | 64.7% |
| Q4 2024 | 90 | $55.2M | 15.07% | 0.47% | 1.47% | 69.7% |
| Q3 2024 | 91 | $54.8M | 14.94% | 0.50% | 1.66% | 70.7% |
| Q2 2024 | 89 | $56.6M | 14.07% | 0.39% | 1.61% | 67.8% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Ohio
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Promedica Federal Credit UnionCredit union Toledo, OH | 62 out of 100, Moderate | $60.2M | 10.2% | 0.75% | vs |
| Falls Catholic Credit UnionCredit union Cuyahoga Falls, OH | 80 out of 100, Strong | $60.2M | 17.4% | 1.19% | vs |
| Toledo Police Federal Credit UnionCredit union Toledo, OH | 43 out of 100, Below average | $56.6M | 9.4% | 3.81% | vs |
| Topmark Federal Credit UnionCredit union Cridersville, OH | 56 out of 100, Moderate | $62.6M | 10.2% | 1.60% | vs |
| Toledo Metro Federal Credit UnionCredit union Toledo, OH | 65 out of 100, Moderate | $64.1M | 8.8% | 0.43% | vs |
| Wayne County Community Federal Credit UnionCredit union Smithville, OH | 71 out of 100, Strong | $54.2M | 11.3% | 1.18% | vs |
Deposit insurance
Is my money safe at Summit Federal Credit Union?
Yes. Summit Federal Credit Union is a federally insured credit union (NCUA charter #7182). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.1% of shares and deposits ($1.5M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 15.55%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Summit Federal Credit Union lists 1 office in 1 city. Most locations:
- Akron, OH (1)
Identity & history
Profile
- Legal name
- Summit Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 7182
- RSSD ID
- 601087
- Primary regulator
- NCUA
- Established
- 1951
- Headquarters
- P O Box 1460, Akron, OH 44309
- Employees
- 17
Quick answers
Summit Federal Credit Union: common questions
Is Summit Federal Credit Union NCUA insured?
Yes. Summit Federal Credit Union is a federally insured credit union (NCUA charter #7182). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Summit Federal Credit Union's TellerScore?
86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Summit Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Akron
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Firstenergy Family Credit UnionCredit union Akron, OH | 93 out of 100, Very strong | $47.2M | 16.5% | 0.53% | vs |
| Medina County Federal Credit UnionCredit union Wadsworth, OH | 88 out of 100, Very strong | $151.3M | 12.3% | 0.09% | vs |
| Cleveland Selfreliance Federal Credit UnionCredit union Parma, OH | 88 out of 100, Very strong | $113.7M | 17.3% | 0.01% | vs |
| Harvest Federal Credit UnionCredit union Heath, OH | 84 out of 100, Strong | $43.9M | 12.8% | 0.30% | vs |
| Stark Federal Credit UnionCredit union Canton, OH | 83 out of 100, Strong | $217.7M | 13.3% | 0.76% | vs |
| Firestone Federal Credit UnionCredit union Akron, OH | 82 out of 100, Strong | $198.1M | 18.1% | 1.15% | vs |