Side-by-side · Q2 2026 data
Summit Federal Credit Union vs Harvest Federal Credit Union
Metric by metric
| Measure | Summit Federal Credit Union | Harvest Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 84 |
| Capital cushion | 100 (stronger) | 78 |
| Loan quality | 81 | 90 (stronger) |
| Earnings | 58 | 66 (stronger) |
| Funding & liquidity | 96 | 100 (stronger) |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 80th | 75th |
| Total assets | $59.2M | $43.9M |
| Deposits / shares | $49.7M | $38.1M |
| Capital ratio | 15.55% (stronger) | 12.80% |
| Problem loans | 0.56% | 0.30% (stronger) |
| Net charge-offs | 0.12% | 0.02% (stronger) |
| Return on assets | 0.95% | 1.16% (stronger) |
| Loans ÷ deposits | 64.1% | 43.7% (stronger) |
| Uninsured deposits | 3.1% | 2.7% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Summit Federal Credit Union has the higher TellerScore (86 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Summit Federal Credit Union leads on 2 and Harvest Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.