Side-by-side · Q2 2026 data
Summit Federal Credit Union vs Wayne County Community Federal Credit Union
Credit union
Wayne County Community Federal Credit Union
Smithville, Ohio · Under $100 million in assets
Metric by metric
| Measure | Summit Federal Credit Union | Wayne County Community Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 63 |
| Loan quality | 81 (stronger) | 61 |
| Earnings | 58 | 63 (stronger) |
| Funding & liquidity | 96 | 100 (stronger) |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 80th | 42nd |
| Total assets | $59.2M | $54.2M |
| Deposits / shares | $49.7M | $47.9M |
| Capital ratio | 15.55% (stronger) | 11.25% |
| Problem loans | 0.56% (stronger) | 1.18% |
| Net charge-offs | 0.12% (stronger) | 0.55% |
| Return on assets | 0.95% | 1.06% (stronger) |
| Loans ÷ deposits | 64.1% | 40.7% (stronger) |
| Uninsured deposits | 3.1% | 0.6% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Summit Federal Credit Union has the higher TellerScore (86 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Summit Federal Credit Union leads on 4 and Wayne County Community Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.