Side-by-side · Q2 2026 data
Summit Hampton Roads Federal Credit Union vs Northern Star Credit Union, Inc.
Credit union
Summit Hampton Roads Federal Credit Union
Norfolk, Virginia · Under $100 million in assets
Credit union
Northern Star Credit Union, Inc.
Portsmouth, Virginia · Under $100 million in assets
Metric by metric
| Measure | Summit Hampton Roads Federal Credit Union | Northern Star Credit Union, Inc. |
|---|---|---|
| TellerScore | 52 | 85 (stronger) |
| Capital cushion | 93 | 100 (stronger) |
| Loan quality | 4 | 89 (stronger) |
| Earnings | 0 | 42 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 80 | 98 (stronger) |
| Peer percentile | 11th | 77th |
| Total assets | $8.2M | $73.7M |
| Deposits / shares | $7.1M | $63.8M |
| Capital ratio | 14.27% | 16.80% (stronger) |
| Problem loans | 2.89% | 0.32% (stronger) |
| Net charge-offs | 1.27% | 0.34% (stronger) |
| Return on assets | -1.19% | 0.55% (stronger) |
| Loans ÷ deposits | 60.6% | 48.9% (stronger) |
| Uninsured deposits | 5.9% | 3.2% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Northern Star Credit Union, Inc. has the higher TellerScore (85 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Summit Hampton Roads Federal Credit Union leads on 0 and Northern Star Credit Union, Inc. on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.