Side-by-side · Q2 2026 data
Summit State Bank vs Bank of San Francisco
Metric by metric
| Measure | Summit State Bank | Bank of San Francisco |
|---|---|---|
| TellerScore | 42 | 68 (stronger) |
| Capital cushion | 58 | 59 (stronger) |
| Loan quality | 19 | 97 (stronger) |
| Earnings | 23 | 57 (stronger) |
| Funding & liquidity | 62 (stronger) | 31 |
| Problem-loan coverage | 64 | 99 (stronger) |
| Peer percentile | 3rd | 37th |
| Total assets | $959.8M | $863.6M |
| Deposits / shares | $846.1M | $740.7M |
| Capital ratio | 10.84% | 10.92% (stronger) |
| Problem loans | 2.43% | 0.09% (stronger) |
| Net charge-offs | 2.17% | 0.00% (stronger) |
| Return on assets | 0.07% | 0.93% (stronger) |
| Loans ÷ deposits | 88.2% (stronger) | 92.8% |
| Uninsured deposits | 24.4% (stronger) | 47.6% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of San Francisco has the higher TellerScore (68 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Summit State Bank leads on 2 and Bank of San Francisco on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.