Side-by-side · Q2 2026 data
Sun Federal Credit Union vs Desco Federal Credit Union
Metric by metric
| Measure | Sun Federal Credit Union | Desco Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 76 (stronger) |
| Capital cushion | 59 | 68 (stronger) |
| Loan quality | 66 | 83 (stronger) |
| Earnings | 47 | 59 (stronger) |
| Funding & liquidity | 74 | 93 (stronger) |
| Problem-loan coverage | 85 | 95 (stronger) |
| Peer percentile | 29th | 68th |
| Total assets | $675.9M | $550.7M |
| Deposits / shares | $601.1M | $481.4M |
| Capital ratio | 10.88% | 11.77% (stronger) |
| Problem loans | 1.02% | 0.51% (stronger) |
| Net charge-offs | 0.26% | 0.12% (stronger) |
| Return on assets | 0.67% | 0.98% (stronger) |
| Loans ÷ deposits | 86.2% | 66.8% (stronger) |
| Uninsured deposits | 8.1% (stronger) | 12.7% |
| Offices | 10 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.3% | — |
Desco Federal Credit Union has the higher TellerScore (76 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Sun Federal Credit Union leads on 1 and Desco Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.