Side-by-side · Q2 2026 data
Sun Federal Credit Union vs Firelands Federal Credit Union
Metric by metric
| Measure | Sun Federal Credit Union | Firelands Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 68 (stronger) |
| Capital cushion | 59 (stronger) | 46 |
| Loan quality | 66 | 73 (stronger) |
| Earnings | 47 | 66 (stronger) |
| Funding & liquidity | 74 | 93 (stronger) |
| Problem-loan coverage | 85 | 90 (stronger) |
| Peer percentile | 29th | 45th |
| Total assets | $675.9M | $579.9M |
| Deposits / shares | $601.1M | $525.1M |
| Capital ratio | 10.88% (stronger) | 9.62% |
| Problem loans | 1.02% | 0.82% (stronger) |
| Net charge-offs | 0.26% (stronger) | 0.62% |
| Return on assets | 0.67% | 1.15% (stronger) |
| Loans ÷ deposits | 86.2% | 67.6% (stronger) |
| Uninsured deposits | 8.1% | 6.3% (stronger) |
| Offices | 10 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.3% | — |
Firelands Federal Credit Union has the higher TellerScore (68 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Sun Federal Credit Union leads on 2 and Firelands Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.