Side-by-side · Q2 2026 data
Sun Federal Credit Union vs Homeland Credit Union
Metric by metric
| Measure | Sun Federal Credit Union | Homeland Credit Union |
|---|---|---|
| TellerScore | 63 | 82 (stronger) |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 66 (stronger) | 63 |
| Earnings | 47 | 57 (stronger) |
| Funding & liquidity | 74 | 100 (stronger) |
| Problem-loan coverage | 85 | 96 (stronger) |
| Peer percentile | 29th | 82nd |
| Total assets | $675.9M | $624.2M |
| Deposits / shares | $601.1M | $547.3M |
| Capital ratio | 10.88% | 15.79% (stronger) |
| Problem loans | 1.02% (stronger) | 1.10% |
| Net charge-offs | 0.26% (stronger) | 0.89% |
| Return on assets | 0.67% | 0.93% (stronger) |
| Loans ÷ deposits | 86.2% | 30.5% (stronger) |
| Uninsured deposits | 8.1% | 7.6% (stronger) |
| Offices | 10 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.3% | 33.3% |
Homeland Credit Union has the higher TellerScore (82 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Sun Federal Credit Union leads on 2 and Homeland Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.