Side-by-side · Q2 2026 data
Sun Federal Credit Union vs Pathways Financial Credit Union
Metric by metric
| Measure | Sun Federal Credit Union | Pathways Financial Credit Union |
|---|---|---|
| TellerScore | 63 | 67 (stronger) |
| Capital cushion | 59 (stronger) | 58 |
| Loan quality | 66 (stronger) | 64 |
| Earnings | 47 | 59 (stronger) |
| Funding & liquidity | 74 | 84 (stronger) |
| Problem-loan coverage | 85 | 87 (stronger) |
| Peer percentile | 29th | 41st |
| Total assets | $675.9M | $771.9M |
| Deposits / shares | $601.1M | $656.2M |
| Capital ratio | 10.88% (stronger) | 10.84% |
| Problem loans | 1.02% (stronger) | 1.08% |
| Net charge-offs | 0.26% | 0.25% (stronger) |
| Return on assets | 0.67% | 0.99% (stronger) |
| Loans ÷ deposits | 86.2% | 76.7% (stronger) |
| Uninsured deposits | 8.1% (stronger) | 8.2% |
| Offices | 10 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.3% | 29.5% |
Pathways Financial Credit Union has the higher TellerScore (67 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Sun Federal Credit Union leads on 3 and Pathways Financial Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.