Side-by-side · Q2 2026 data
Sun Pacific Federal Credit Union vs San Francisco Lee Federal Credit Union
Credit union
Sun Pacific Federal Credit Union
Richmond, California · Under $100 million in assets
Credit union
San Francisco Lee Federal Credit Union
San Francisco, California · Under $100 million in assets
Metric by metric
| Measure | Sun Pacific Federal Credit Union | San Francisco Lee Federal Credit Union |
|---|---|---|
| TellerScore | 81 | 85 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 61 | 100 (stronger) |
| Earnings | 58 (stronger) | 25 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 68th | 77th |
| Total assets | $29.9M | $10.7M |
| Deposits / shares | $24.9M | $5.0M |
| Capital ratio | 20.51% | 53.26% (stronger) |
| Problem loans | 1.16% | 0.00% (stronger) |
| Net charge-offs | 0.51% | 0.00% (stronger) |
| Return on assets | 0.96% (stronger) | 0.12% |
| Loans ÷ deposits | 42.3% (stronger) | 50.4% |
| Uninsured deposits | 8.3% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
San Francisco Lee Federal Credit Union has the higher TellerScore (85 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Sun Pacific Federal Credit Union leads on 2 and San Francisco Lee Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.