Side-by-side · Q2 2026 data
Sunbelt Federal Credit Union vs Biloxi Teachers Federal Credit Union
Credit union
Sunbelt Federal Credit Union
Hattiesburg, Mississippi · $100 million – $1 billion
Credit union
Biloxi Teachers Federal Credit Union
Biloxi, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Sunbelt Federal Credit Union | Biloxi Teachers Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 83 |
| Capital cushion | 100 (stronger) | 69 |
| Loan quality | 87 | 92 (stronger) |
| Earnings | 56 | 71 (stronger) |
| Funding & liquidity | 82 | 100 (stronger) |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 87th | 72nd |
| Total assets | $366.4M | $12.1M |
| Deposits / shares | $305.2M | $10.7M |
| Capital ratio | 16.22% (stronger) | 11.92% |
| Problem loans | 0.39% | 0.25% (stronger) |
| Net charge-offs | 1.06% | 0.25% (stronger) |
| Return on assets | 0.90% | 1.29% (stronger) |
| Loans ÷ deposits | 77.9% | 36.4% (stronger) |
| Uninsured deposits | 7.8% | 0.0% (stronger) |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.9% | — |
Sunbelt Federal Credit Union has the higher TellerScore (85 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Sunbelt Federal Credit Union leads on 2 and Biloxi Teachers Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.