Side-by-side · Q2 2026 data
Sundown State Bank vs Community Bank
Metric by metric
| Measure | Sundown State Bank | Community Bank |
|---|---|---|
| TellerScore | 79 | 82 (stronger) |
| Capital cushion | 66 | 69 (stronger) |
| Loan quality | 72 | 100 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 80 (stronger) | 44 |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 75th | 82nd |
| Total assets | $307.7M | $315.5M |
| Deposits / shares | $269.6M | $277.8M |
| Capital ratio | 11.63% | 11.95% (stronger) |
| Problem loans | 0.84% | 0.00% (stronger) |
| Net charge-offs | 0.09% | -0.01% (stronger) |
| Return on assets | 4.15% (stronger) | 2.92% |
| Loans ÷ deposits | 70.4% (stronger) | 88.7% |
| Uninsured deposits | 23.4% (stronger) | 39.8% |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.1% |
Community Bank has the higher TellerScore (82 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Sundown State Bank leads on 3 and Community Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.