Side-by-side · Q2 2026 data
Sundown State Bank vs Concho Valley Credit Union
Metric by metric
| Measure | Sundown State Bank | Concho Valley Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 78 |
| Capital cushion | 66 (stronger) | 64 |
| Loan quality | 72 | 95 (stronger) |
| Earnings | 100 (stronger) | 51 |
| Funding & liquidity | 80 | 100 (stronger) |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 75th | 59th |
| Total assets | $307.7M | $25.7M |
| Deposits / shares | $269.6M | $22.6M |
| Capital ratio | 11.63% (stronger) | 11.44% |
| Problem loans | 0.84% | 0.14% (stronger) |
| Net charge-offs | 0.09% (stronger) | 0.10% |
| Return on assets | 4.15% (stronger) | 0.79% |
| Loans ÷ deposits | 70.4% | 59.6% (stronger) |
| Uninsured deposits | 23.4% | 3.5% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sundown State Bank has the higher TellerScore (79 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Sundown State Bank leads on 4 and Concho Valley Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.