Side-by-side · Q2 2026 data
Sunkist Employees Federal Credit Union vs Caltech Employees Federal Credit Union
Credit union
Sunkist Employees Federal Credit Union
Valencia, California · Under $100 million in assets
Credit union
Caltech Employees Federal Credit Union
La Canada, California · $1 billion – $10 billion
Metric by metric
| Measure | Sunkist Employees Federal Credit Union | Caltech Employees Federal Credit Union |
|---|---|---|
| TellerScore | 100 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 51 |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 100 (stronger) | 25 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 100th | 58th |
| Total assets | $3.8M | $2.1B |
| Deposits / shares | $2.5M | $1.6B |
| Capital ratio | 33.64% (stronger) | 10.08% |
| Problem loans | 0.00% (stronger) | 0.02% |
| Net charge-offs | 0.00% (stronger) | 0.06% |
| Return on assets | 2.08% (stronger) | 0.13% |
| Loans ÷ deposits | 37.5% (stronger) | 44.7% |
| Uninsured deposits | 0.0% (stronger) | 15.6% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.4% |
Sunkist Employees Federal Credit Union has the higher TellerScore (100 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Sunkist Employees Federal Credit Union leads on 7 and Caltech Employees Federal Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.