The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (69 → 70).

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in California

Yes. Caltech Employees Federal Credit Union is a federally insured credit union (NCUA charter #6681). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 15.6% of shares and deposits ($246.5M) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 10.08%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Caltech Employees Federal Credit Union lists 4 offices in 2 cities. Most locations:

• La Canada, CA (2)
• Pasadena, CA (2)

All branch addresses and map

In 2025, Caltech Employees Federal Credit Union reported 198 home-loan applications under HMDA (LEI 5493009CYWXD5RBPIX14): 148 originated ($96,420,000 total), 20 denied, and 22 withdrawn or closed by the applicant. Its denial rate on decided applications was 11.4%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Caltech Employees Federal Credit Union

Type

Federal credit union

NCUA charter #

6681

RSSD ID

39082

Primary regulator

NCUA

Established

1950

Headquarters

P.O. Box 11001, La Canada, CA 91012

Employees

78