Side-by-side · Q2 2026 data
Sunkist Employees Federal Credit Union vs Firefighters First Federal Credit Union
Credit union
Sunkist Employees Federal Credit Union
Valencia, California · Under $100 million in assets
Credit union
Firefighters First Federal Credit Union
Los Angeles, California · $1 billion – $10 billion
Metric by metric
| Measure | Sunkist Employees Federal Credit Union | Firefighters First Federal Credit Union |
|---|---|---|
| TellerScore | 100 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 44 |
| Loan quality | 100 (stronger) | 94 |
| Earnings | 100 (stronger) | 60 |
| Funding & liquidity | 100 (stronger) | 63 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 100th | 50th |
| Total assets | $3.8M | $2.5B |
| Deposits / shares | $2.5M | $2.2B |
| Capital ratio | 33.64% (stronger) | 9.39% |
| Problem loans | 0.00% (stronger) | 0.19% |
| Net charge-offs | 0.00% (stronger) | 0.07% |
| Return on assets | 2.08% (stronger) | 1.00% |
| Loans ÷ deposits | 37.5% (stronger) | 95.0% |
| Uninsured deposits | 0.0% (stronger) | 17.0% |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.2% |
Sunkist Employees Federal Credit Union has the higher TellerScore (100 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Sunkist Employees Federal Credit Union leads on 7 and Firefighters First Federal Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.