TellerScore

Headquartered in Los Angeles, California, Firefighters First Federal Credit Union is a federal credit union with $2.5B in total assets and $2.2B in member shares and deposits as of Q2 2026. It operates 9 offices across 5 states. Its charter dates back to 1935.

Based on its Q2 2026 filing, Firefighters First Federal Credit Union scores 68/100, which we describe as moderate. That is higher than 50% of 454 credit unions with $1 billion – $10 billion. Among 238 credit unions headquartered in California, it ranks 127th. Its strongest component is problem-loan coverage (96/100; 1.8%), and its lowest is capital cushion (44/100; 9.39%).

TellerScore · Q2 2026

Scorecard

Capital cushion44/100
Net worth ratio: 9.39%
Loan quality94/100
Loans 60+ days delinquent ÷ total loans: 0.19%
Earnings60/100
Return on assets (annualized): 1.00%
Funding & liquidity63/100
Loans ÷ shares: 95.0% · 17.0% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.78%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (64 → 68), mostly because the earnings component improved by 13 points.

TellerScore
636669Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202467
Q3 202469
Q4 202467
Q1 202565
Q2 202564
Q3 202566
Q4 202565
Q1 202663
Q2 202668
Net worth ratio
7.00%8.23%9.46%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.25%
Q3 20249.46%
Q4 20249.38%
Q1 20259.15%
Q2 20259.22%
Q3 20259.15%
Q4 20259.18%
Q1 20269.03%
Q2 20269.39%
Delinquent loans (60+ days)
0.07%0.18%0.29%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.20%
Q3 20240.09%
Q4 20240.11%
Q1 20250.07%
Q2 20250.29%
Q3 20250.18%
Q4 20250.17%
Q1 20260.10%
Q2 20260.19%
Return on assets
0.43%0.71%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.84%
Q3 20240.88%
Q4 20240.67%
Q1 20250.47%
Q2 20250.68%
Q3 20250.75%
Q4 20250.61%
Q1 20260.43%
Q2 20261.00%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202668$2.5B9.39%0.19%1.00%95.0%
Q1 202663$2.5B9.03%0.10%0.43%92.0%
Q4 202565$2.4B9.18%0.17%0.61%92.7%
Q3 202566$2.4B9.15%0.18%0.75%90.4%
Q2 202564$2.3B9.22%0.29%0.68%90.6%
Q1 202565$2.3B9.15%0.07%0.47%89.2%
Q4 202467$2.2B9.38%0.11%0.67%90.6%
Q3 202469$2.2B9.46%0.09%0.88%91.7%
Q2 202467$2.2B9.25%0.20%0.84%90.7%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.39%
17th
Problem loans0.19%
96th
Net charge-offs0.07%
96th
Return on assets1.00%
67th
Loans to deposits95.0%
26th
Uninsured deposits17.0%
8th
Loan-loss reserves0.00%
50th
Texas ratio1.8%
90th

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InstitutionScoreAssetsCapitalProblem loansCompare
Altura Federal Credit UnionCredit union Riverside, CA70 out of 100, Strong$2.6B11.2%0.65%vs
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Lbs Financial Credit UnionCredit union Long Beach, CA79 out of 100, Strong$2.2B13.1%0.61%vs
Partners Federal Credit UnionCredit union Burbank, CA68 out of 100, Moderate$2.8B11.7%0.74%vs
Financial Partners Credit UnionCredit union Downey, CA63 out of 100, Moderate$2.2B9.5%0.70%vs
First Entertainment Credit UnionCredit union Hollywood, CA60 out of 100, Moderate$2.1B10.1%0.71%vs

Deposit insurance

Is my money safe at Firefighters First Federal Credit Union?

Yes. Firefighters First Federal Credit Union is a federally insured credit union (NCUA charter #24877). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 17.0% of shares and deposits ($376.2M) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 9.39%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

9 locations

Branches

Firefighters First Federal Credit Union lists 9 offices in 8 cities across 5 states. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Firefighters First Federal Credit Union reported 1,547 home-loan applications under HMDA (LEI 549300ZS1TR1B4LHX377): 1,143 originated ($307,305,000 total), 174 denied, and 225 withdrawn or closed by the applicant. Its denial rate on decided applications was 13.2%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Firefighters First Federal Credit Union
Type
Federal credit union
NCUA charter #
24877
RSSD ID
475895
Primary regulator
NCUA
Established
1935
Headquarters
PO Box 60890, Los Angeles, CA 90060
Employees
297

Quick answers

Firefighters First Federal Credit Union: common questions

Is Firefighters First Federal Credit Union NCUA insured?

Yes. Firefighters First Federal Credit Union is a federally insured credit union (NCUA charter #24877). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Firefighters First Federal Credit Union's TellerScore?

68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Firefighters First Federal Credit Union have?

9 offices as of the latest NCUA data, in 5 states.

Nearby

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