Side-by-side · Q2 2026 data
Sunlight Federal Credit Union vs Uniwyo Federal Credit Union
Metric by metric
| Measure | Sunlight Federal Credit Union | Uniwyo Federal Credit Union |
|---|---|---|
| TellerScore | 31 | 83 (stronger) |
| Capital cushion | 53 | 76 (stronger) |
| Loan quality | 0 | 77 (stronger) |
| Earnings | 0 | 92 (stronger) |
| Funding & liquidity | 91 (stronger) | 86 |
| Problem-loan coverage | 11 | 92 (stronger) |
| Peer percentile | 0th | 83rd |
| Total assets | $210.6M | $825.6M |
| Deposits / shares | $189.3M | $718.4M |
| Capital ratio | 10.26% | 12.60% (stronger) |
| Problem loans | 7.34% | 0.70% (stronger) |
| Net charge-offs | 0.45% (stronger) | 0.50% |
| Return on assets | -3.24% | 1.80% (stronger) |
| Loans ÷ deposits | 69.5% (stronger) | 74.1% |
| Uninsured deposits | 7.0% (stronger) | 8.4% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.4% |
Uniwyo Federal Credit Union has the higher TellerScore (83 vs 31). On the 7 directional measures above (where higher or lower is clearly better), Sunlight Federal Credit Union leads on 3 and Uniwyo Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.