Side-by-side · Q2 2026 data
Sunlight Federal Credit Union vs Wyhy Federal Credit Union
Metric by metric
| Measure | Sunlight Federal Credit Union | Wyhy Federal Credit Union |
|---|---|---|
| TellerScore | 31 | 47 (stronger) |
| Capital cushion | 53 | 84 (stronger) |
| Loan quality | 0 | 0 |
| Earnings | 0 | 30 (stronger) |
| Funding & liquidity | 91 (stronger) | 77 |
| Problem-loan coverage | 11 | 46 (stronger) |
| Peer percentile | 0th | 4th |
| Total assets | $210.6M | $409.0M |
| Deposits / shares | $189.3M | $352.7M |
| Capital ratio | 10.26% | 13.43% (stronger) |
| Problem loans | 7.34% | 4.42% (stronger) |
| Net charge-offs | 0.45% (stronger) | 1.29% |
| Return on assets | -3.24% | 0.24% (stronger) |
| Loans ÷ deposits | 69.5% (stronger) | 83.4% |
| Uninsured deposits | 7.0% | 1.8% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wyhy Federal Credit Union has the higher TellerScore (47 vs 31). On the 7 directional measures above (where higher or lower is clearly better), Sunlight Federal Credit Union leads on 2 and Wyhy Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.