Side-by-side · Q2 2026 data
Sunmark Community Bank vs Midsouth Community Federal Credit Union
Metric by metric
| Measure | Sunmark Community Bank | Midsouth Community Federal Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 77 |
| Capital cushion | 96 (stronger) | 93 |
| Loan quality | 99 (stronger) | 67 |
| Earnings | 100 (stronger) | 54 |
| Funding & liquidity | 57 | 82 (stronger) |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 97th | 71st |
| Total assets | $556.6M | $484.5M |
| Deposits / shares | $467.5M | $415.1M |
| Capital ratio | 14.61% (stronger) | 14.30% |
| Problem loans | 0.02% (stronger) | 0.98% |
| Net charge-offs | 0.00% (stronger) | 1.07% |
| Return on assets | 2.77% (stronger) | 0.85% |
| Loans ÷ deposits | 84.8% | 78.7% (stronger) |
| Uninsured deposits | 31.6% | 6.4% (stronger) |
| Offices | 10 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sunmark Community Bank has the higher TellerScore (92 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Sunmark Community Bank leads on 5 and Midsouth Community Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.