Side-by-side · Q2 2026 data
Sunmark Community Bank vs South Georgia Banking Company
Metric by metric
| Measure | Sunmark Community Bank | South Georgia Banking Company |
|---|---|---|
| TellerScore | 92 (stronger) | 85 |
| Capital cushion | 96 (stronger) | 89 |
| Loan quality | 99 (stronger) | 82 |
| Earnings | 100 (stronger) | 85 |
| Funding & liquidity | 57 | 75 (stronger) |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 97th | 88th |
| Total assets | $556.6M | $570.1M |
| Deposits / shares | $467.5M | $487.6M |
| Capital ratio | 14.61% (stronger) | 13.86% |
| Problem loans | 0.02% (stronger) | 0.55% |
| Net charge-offs | 0.00% (stronger) | 0.06% |
| Return on assets | 2.77% (stronger) | 1.63% |
| Loans ÷ deposits | 84.8% | 80.9% (stronger) |
| Uninsured deposits | 31.6% | 18.6% (stronger) |
| Offices | 10 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.6% |
Sunmark Community Bank has the higher TellerScore (92 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Sunmark Community Bank leads on 5 and South Georgia Banking Company on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.