Side-by-side · Q2 2026 data
Sunward Federal Credit Union vs Del Norte Credit Union
Metric by metric
| Measure | Sunward Federal Credit Union | Del Norte Credit Union |
|---|---|---|
| TellerScore | 60 | 66 (stronger) |
| Capital cushion | 39 | 44 (stronger) |
| Loan quality | 87 (stronger) | 85 |
| Earnings | 35 | 51 (stronger) |
| Funding & liquidity | 67 | 83 (stronger) |
| Problem-loan coverage | 93 (stronger) | 92 |
| Peer percentile | 25th | 44th |
| Total assets | $4.6B | $1.5B |
| Deposits / shares | $3.5B | $1.3B |
| Capital ratio | 8.91% | 9.43% (stronger) |
| Problem loans | 0.40% (stronger) | 0.45% |
| Net charge-offs | 0.36% (stronger) | 1.00% |
| Return on assets | 0.37% | 0.78% (stronger) |
| Loans ÷ deposits | 93.3% | 75.5% (stronger) |
| Uninsured deposits | 12.4% (stronger) | 16.9% |
| Offices | 13 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.1% | 16.7% |
Del Norte Credit Union has the higher TellerScore (66 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Sunward Federal Credit Union leads on 3 and Del Norte Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.