The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (59 → 60).

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in New Mexico

Yes. Sunward Federal Credit Union is a federally insured credit union (NCUA charter #5851). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 12.4% of shares and deposits ($428.0M) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 8.91%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Sunward Federal Credit Union lists 13 offices in 5 cities across 3 states. Most locations:

• Albuquerque, NM (8)
• Farmington, NM (2)
• Durango, CO (1)
• Edgewood, NM (1)
• Livermore, CA (1)

All branch addresses and map

In 2025, Sunward Federal Credit Union reported 2,253 home-loan applications under HMDA (LEI 549300CIQ950OK0BS407): 1,580 originated ($611,120,000 total), 177 denied, and 496 withdrawn or closed by the applicant. Its denial rate on decided applications was 10.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Sunward Federal Credit Union

Type

Federal credit union

NCUA charter #

5851

RSSD ID

955771

Primary regulator

NCUA

Established

1948

Headquarters

P.O. Box 23040, Albuquerque, NM 87192

Employees

603